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Comparison

Heat Pump vs Gas Boiler: Which Is Better for Your Home?

By Home Energy Quotes · Updated March 2026

Short answer

A heat pump wins on running costs and carbon if your home is well-insulated; a gas boiler wins on upfront cost and compatibility with older homes.

Which suits you

Heat Pump: Well-insulated homes new builds
Gas Boiler: Older homes on tight budgets

Side by side

Criteria Heat Pump Gas Boiler
Upfront cost £6,181–£21,010 £1,350–£6,134
Could save (est.) up to £272/yr up to £202/yr
Efficiency 300%+ COP 89% efficiency
Government grant up to £7,500 none
Carbon impact Low carbon Higher carbon
Installation time 1–3 days 1–2 days
Best for Well-insulated homes new builds Older homes on tight budgets

Which should you choose?

A heat pump wins on running costs and carbon if your home is well-insulated; a gas boiler wins on upfront cost and compatibility with older homes.

If you’re primarily concerned with upfront cost, Gas Boiler (typically £1500–£3500) is generally the lower-cost option. If you want potentially lower running costs and a smaller carbon footprint long-term, Heat Pump may offer better long-term value.

Heat Pump: pros and cons

Where it wins

  • 300%+ COP efficiency
  • Could save up to £272 a year
  • Lower carbon footprint

Where it struggles

  • Higher upfront cost (£7000–£15000)
  • Best suited to Well-insulated homes new builds
  • May need a property assessment first

Gas Boiler: pros and cons

Where it wins

  • Lower upfront cost (£1500–£3500)
  • Could save up to £202 a year
  • Best suited to Older homes on tight budgets

Where it struggles

  • 89% efficiency only
  • Higher carbon emissions
  • Less future-proof

Questions about heat pump and gas boiler

Which is cheaper — heat pump or gas boiler?
Heat Pump typically cost £6,181 to £21,010, while gas boiler cost £1,350 to £6,134. Compare both based on your property and energy needs.
Which saves more money — heat pump or gas boiler?
Heat Pump could save up to £272 a year (estimated). Gas Boiler could save up to £202 a year (estimated). Actual savings depend on your property, usage and tariff.
Which is more efficient — heat pump or gas boiler?
Heat Pump have an efficiency of around 300%+ COP, compared to 89% efficiency for gas boiler.
Can I install both heat pump and gas boiler?
Yes, many homeowners combine both technologies. A combined system may help reduce your bills further and increase your home’s energy independence.
Do both qualify for government grants?
Both heat pump and gas boiler may qualify for government grants or schemes depending on eligibility. Criteria may change, so always check the latest requirements before proceeding.

Get quotes for either, or both

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