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Glossary

What is the Warm Homes Plan?

By Home Energy Quotes · Updated September 2026

The UK government's plan to upgrade up to 5 million homes with clean heating, insulation and solar by 2030

The Warm Homes Plan is the UK government's plan, published in January 2026, to upgrade up to 5 million homes by 2030 with clean heating, insulation and solar panels, backed by £15 billion of public investment. It brings together the Boiler Upgrade Scheme, the Warm Homes: Local Grant, the Warm Homes: Social Housing Fund and new low- and zero-interest loans. ECO4, funded by energy suppliers, ends on 31 December 2026 and no new supplier scheme replaces it.

Where it wins

  • Ambitious target of up to 5 million homes upgraded by 2030
  • Combines grants and low-interest loans
  • Targets fuel poverty and carbon reduction together
  • Builds on schemes that already work, such as the Boiler Upgrade Scheme and the Warm Homes: Local Grant

Where it struggles

  • Loan eligibility and terms are still being set out
  • Delivery timeline is ambitious and may slip
  • Installer capacity may struggle to meet demand
  • ECO4, funded by energy suppliers, ends on 31 December 2026

How it works

01

Check which part applies: the Boiler Upgrade Scheme (England and Wales) for a heat pump, or your council's Warm Homes: Local Grant (England) if your income is low

02

For a heat pump, your MCS certified installer applies for the £7,500 grant

03

For the Local Grant, apply through your council, which arranges the installer

04

Low- and zero-interest loans are planned through the Warm Homes Fund: check GOV.UK for when they open

Warm Homes Plan: common questions

What is the Warm Homes Plan?
The UK government’s plan to upgrade up to 5 million homes with clean heating, insulation and solar by 2030
How does the Warm Homes Plan work?
The Warm Homes Plan is the UK government’s plan, published in January 2026, to upgrade up to 5 million homes by 2030 with clean heating, insulation and solar panels, backed by £15 billion of public investment. It brings together the Boiler Upgrade Scheme, the Warm Homes: Local Grant, the Warm Homes: Social Housing Fund and new low- and zero-interest loans. ECO4, funded by energy suppliers, ends on 31 December 2026 and no new supplier scheme replaces it.

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