Home insulation in Cheltenham
£512 to £7,975 installed, and 49% of homes in the council area rated EPC D to G.

What insulation costs in Cheltenham
Loft only
£512–£1,221
Saves up to £233 a year. Pays back in about 3 years.
Loft + cavity walls (most common)
£2,014–£4,802
Saves up to £478 a year. Pays back in about 6 years.
Full package
£3,344–£7,975
Saves up to £546 a year. Pays back in about 9 years.
Source: Home Energy Quotes Cost Index, costs modelled September 2026, savings at the October to December 2026 price cap. Prices are estimates and include installation and VAT. Actual costs may vary.
Cheltenham in numbers
Published statistics for the Cheltenham council area, not our estimates.
49% of homes with an EPC in the Cheltenham council area are rated D to G, and the median energy score is 69, which is band C. The council is part of a Warm Homes: Local Grant consortium led by Stroud, allocated £5,481,399 in principle across the consortium for April 2025 to March 2028.
| Cheltenham council area | Figure | Source |
|---|---|---|
| Homes with an EPC rated D to G | 49% | ONS, EPCs lodged to March 2025 |
| Median EPC energy score | 69 (band C) | ONS, EPCs lodged to March 2025 |
| Warm Homes: Local Grant, 2025 to 2028 | £5,481,399 to the consortium led by Stroud | DESNZ, list updated July 2026 |
| Households on mains gas heating only | 79.3% | Census 2021, ONS |
| Electricity network operator | National Grid Electricity Distribution (West Midlands) | NESO licence area boundaries |
These are published official statistics for the Cheltenham council area, which covers Cheltenham, not Home Energy Quotes estimates. Sources checked 6 October 2026.
Is Cheltenham a good place for home insulation?
The area’s housing stock includes a range of properties suited to home insulation installations throughout Cheltenham. Combined with South West’s energy prices, home insulation installations here may offer good value (individual results will vary).
Cheltenham has a population of 116,000, and the area falls within the South West region. We recommend getting at least 3 quotes to compare prices.

Find Installers in Cheltenham
We recommend getting at least 3 quotes from qualified installers before making a decision. Check reviews, ask for local references, and make sure warranties are clearly stated in writing.
What to check before hiring an installer in Cheltenham
- Qualifications — check the installer holds relevant qualifications and certifications for home insulation before signing any contract
- Local references — ask for completed jobs in Cheltenham or Gloucestershire
- Reviews — check online reviews before committing
- Warranty — product and workmanship warranties should be clearly stated in writing
- 3 quotes minimum — we recommend comparing at least three quotes to ensure you get a fair price

Questions about home insulation in Cheltenham
How much does home insulation cost in Cheltenham?
How energy efficient are homes in Cheltenham?
Is there a grant for home insulation in Cheltenham?
The Warm Homes: Local Grant may fund insulation and low-carbon heating in Cheltenham for homes in England with an EPC rating of D to G, where household income is usually £36,000 or less or someone receives certain benefits.
How long is the payback period in Cheltenham?
Do I need planning permission in Cheltenham?
How do I find a good installer in Cheltenham?
Get quotes for your home in Cheltenham
Up to three approved installers who cover Cheltenham may contact you. Free, no obligation.
Cheltenham on the map

Home Insulation in nearby towns
Last reviewed: . Costs are modelled estimates from the Home Energy Quotes Cost Index — see how we calculate them. Grant rates are checked against GOV.UK.