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Home insulation in Derby

£473 to £7,367 installed, and 54% of homes in the council area rated EPC D to G.

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By Home Energy Quotes · Updated September 2026 · Derby, Derbyshire

Home Insulation in Derby

What insulation costs in Derby

Loft only

£473–£1,128

Saves up to £233 a year. Pays back in about 3 years.

Loft + cavity walls (most common)

£1,860–£4,436

Saves up to £478 a year. Pays back in about 6 years.

Full package

£3,089–£7,367

Saves up to £546 a year. Pays back in about 9 years.

Source: Home Energy Quotes Cost Index, costs modelled September 2026, savings at the October to December 2026 price cap. Prices are estimates and include installation and VAT. Actual costs may vary.

Derby in numbers

Published statistics for the Derby council area, not our estimates.

54% of homes with an EPC in the Derby council area are rated D to G, and the median energy score is 67, which is band D. The council is part of a Warm Homes: Local Grant consortium led by Midlands Net Zero Hub, allocated £69,859,402 in principle across the consortium for April 2025 to March 2028.

Derby council areaFigureSource
Homes with an EPC rated D to G54%ONS, EPCs lodged to March 2025
Median EPC energy score67 (band D)ONS, EPCs lodged to March 2025
Warm Homes: Local Grant, 2025 to 2028£69,859,402 to the consortium led by Midlands Net Zero HubDESNZ, list updated July 2026
Households on mains gas heating only81.3%Census 2021, ONS
Electricity network operatorNational Grid Electricity Distribution (East Midlands)NESO licence area boundaries

These are published official statistics for the Derby council area, which covers Derby, not Home Energy Quotes estimates. Sources checked 6 October 2026.

Grants and funding in Derby

Warm Homes: Local Grant

The Warm Homes: Local Grant may fund insulation and low-carbon heating in Derby for homes in England with an EPC rating of D to G, where household income is usually £36,000 or less or someone receives certain benefits. The council is part of a Warm Homes: Local Grant consortium led by Midlands Net Zero Hub, allocated £69,859,402 in principle across the consortium for April 2025 to March 2028.

Source: GOV.UK — Warm Homes: Local Grant

0% VAT until March 2027

Applies across the UK and is already inside the prices above.

Source: HMRC — VAT Notice 708/6

Is Derby a good place for home insulation?

The area’s housing stock includes a range of properties suited to home insulation installations throughout Derby. Combined with Midlands’s energy prices, home insulation installations here may offer good value (individual results will vary).

Derby has a population of 257,000, and the area falls within the Midlands region. We recommend getting at least 3 quotes to compare prices.

Derby

Find Installers in Derby

We recommend getting at least 3 quotes from qualified installers before making a decision. Check reviews, ask for local references, and make sure warranties are clearly stated in writing.

What to check before hiring an installer in Derby

  • Qualifications — check the installer holds relevant qualifications and certifications for home insulation before signing any contract
  • Local references — ask for completed jobs in Derby or Derbyshire
  • Reviews — check online reviews before committing
  • Warranty — product and workmanship warranties should be clearly stated in writing
  • 3 quotes minimum — we recommend comparing at least three quotes to ensure you get a fair price
Home Insulation installer in Derby

Questions about home insulation in Derby

How much does home insulation cost in Derby?
Home Insulation in Derby costs between £473 and £7,367 installed, depending on system size. A typical mid-range system costs around £2,862 including installation and VAT (modelled estimate).
How energy efficient are homes in Derby?
54% of homes with an EPC in the Derby council area, which covers Derby, are rated D to G, and the median energy score is 67, which is band D.
Is there a grant for home insulation in Derby?

The Warm Homes: Local Grant may fund insulation and low-carbon heating in Derby for homes in England with an EPC rating of D to G, where household income is usually £36,000 or less or someone receives certain benefits.

How long is the payback period in Derby?
The estimated payback period in Derby is typically around 6 years, based on estimated savings of up to £478 a year for a typical home. Actual payback depends on your property type, current insulation level and heating system.
Do I need planning permission in Derby?
Most home insulation installations fall under permitted development rights and do not require planning permission. However, listed buildings, conservation areas and flats may need approval. Always check with your local planning authority in Derby before installation.
How do I find a good installer in Derby?
We recommend getting at least 3 quotes from qualified installers. Check online reviews and verify that the installer holds relevant qualifications before signing any contract.

Get quotes for your home in Derby

Up to three approved installers who cover Derby may contact you. Free, no obligation.

Request a free quote

Derby on the map

Map of Derby, Derbyshire
Derby, Derbyshire and the surrounding area.

Home Insulation in nearby towns

Last reviewed: . Costs are modelled estimates from the Home Energy Quotes Cost Index — see how we calculate them. Grant rates are checked against GOV.UK.