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Home insulation in Liverpool

£463 to £7,215 installed, and 40% of homes in the council area rated EPC D to G.

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By Home Energy Quotes · Updated September 2026 · Liverpool, Merseyside

Home Insulation in Liverpool

What insulation costs in Liverpool

Loft only

£463–£1,105

Saves up to £233 a year. Pays back in about 3 years.

Loft + cavity walls (most common)

£1,822–£4,345

Saves up to £478 a year. Pays back in about 6 years.

Full package

£3,026–£7,215

Saves up to £546 a year. Pays back in about 9 years.

Source: Home Energy Quotes Cost Index, costs modelled September 2026, savings at the October to December 2026 price cap. Prices are estimates and include installation and VAT. Actual costs may vary.

Liverpool in numbers

Published statistics for the Liverpool council area, not our estimates.

40% of homes with an EPC in the Liverpool council area are rated D to G, and the median energy score is 70, which is band C. The council is part of a Warm Homes: Local Grant consortium led by Liverpool City Region Combined Authority, allocated £31,805,813 in principle across the consortium for April 2025 to March 2028.

Liverpool council areaFigureSource
Homes with an EPC rated D to G40%ONS, EPCs lodged to March 2025
Median EPC energy score70 (band C)ONS, EPCs lodged to March 2025
Warm Homes: Local Grant, 2025 to 2028£31,805,813 to the consortium led by Liverpool City Region Combined AuthorityDESNZ, list updated July 2026
Households on mains gas heating only77.8%Census 2021, ONS
Electricity network operatorSP Energy Networks (North Wales, Merseyside and Cheshire)NESO licence area boundaries

These are published official statistics for the Liverpool council area, which covers Liverpool, not Home Energy Quotes estimates. Sources checked 6 October 2026.

Grants and funding in Liverpool

Warm Homes: Local Grant

The Warm Homes: Local Grant may fund insulation and low-carbon heating in Liverpool for homes in England with an EPC rating of D to G, where household income is usually £36,000 or less or someone receives certain benefits. The council is part of a Warm Homes: Local Grant consortium led by Liverpool City Region Combined Authority, allocated £31,805,813 in principle across the consortium for April 2025 to March 2028.

Source: GOV.UK — Warm Homes: Local Grant

0% VAT until March 2027

Applies across the UK and is already inside the prices above.

Source: HMRC — VAT Notice 708/6

Is Liverpool a good place for home insulation?

The area’s housing stock includes a range of properties suited to home insulation installations throughout Liverpool. Combined with North West’s energy prices, home insulation installations here may offer good value (individual results will vary).

Liverpool has a population of 498,000, and the area falls within the North West region. We recommend getting at least 3 quotes to compare prices.

Liverpool

Find Installers in Liverpool

We recommend getting at least 3 quotes from qualified installers before making a decision. Check reviews, ask for local references, and make sure warranties are clearly stated in writing.

What to check before hiring an installer in Liverpool

  • Qualifications — check the installer holds relevant qualifications and certifications for home insulation before signing any contract
  • Local references — ask for completed jobs in Liverpool or Merseyside
  • Reviews — check online reviews before committing
  • Warranty — product and workmanship warranties should be clearly stated in writing
  • 3 quotes minimum — we recommend comparing at least three quotes to ensure you get a fair price
Home Insulation installer in Liverpool

Home Insulation by Area in Liverpool

Explore our detailed neighbourhood guides covering every area of Liverpool. Each guide includes local costs, available grants and qualified installers near you.

Questions about home insulation in Liverpool

How much does home insulation cost in Liverpool?
Home Insulation in Liverpool costs between £463 and £7,215 installed, depending on system size. A typical mid-range system costs around £2,803 including installation and VAT (modelled estimate).
How energy efficient are homes in Liverpool?
40% of homes with an EPC in the Liverpool council area, which covers Liverpool, are rated D to G, and the median energy score is 70, which is band C.
Is there a grant for home insulation in Liverpool?

The Warm Homes: Local Grant may fund insulation and low-carbon heating in Liverpool for homes in England with an EPC rating of D to G, where household income is usually £36,000 or less or someone receives certain benefits.

How long is the payback period in Liverpool?
The estimated payback period in Liverpool is typically around 6 years, based on estimated savings of up to £478 a year for a typical home. Actual payback depends on your property type, current insulation level and heating system.
Do I need planning permission in Liverpool?
Most home insulation installations fall under permitted development rights and do not require planning permission. However, listed buildings, conservation areas and flats may need approval. Always check with your local planning authority in Liverpool before installation.
How do I find a good installer in Liverpool?
We recommend getting at least 3 quotes from qualified installers. Check online reviews and verify that the installer holds relevant qualifications before signing any contract.

Get quotes for your home in Liverpool

Up to three approved installers who cover Liverpool may contact you. Free, no obligation.

Request a free quote

Liverpool on the map

Map of Liverpool, Merseyside
Liverpool, Merseyside and the surrounding area.

Home Insulation in nearby towns

Last reviewed: . Costs are modelled estimates from the Home Energy Quotes Cost Index — see how we calculate them. Grant rates are checked against GOV.UK.