Home insulation in Liverpool
£463 to £7,215 installed, and 40% of homes in the council area rated EPC D to G.

What insulation costs in Liverpool
Loft only
£463–£1,105
Saves up to £233 a year. Pays back in about 3 years.
Loft + cavity walls (most common)
£1,822–£4,345
Saves up to £478 a year. Pays back in about 6 years.
Full package
£3,026–£7,215
Saves up to £546 a year. Pays back in about 9 years.
Source: Home Energy Quotes Cost Index, costs modelled September 2026, savings at the October to December 2026 price cap. Prices are estimates and include installation and VAT. Actual costs may vary.
Liverpool in numbers
Published statistics for the Liverpool council area, not our estimates.
40% of homes with an EPC in the Liverpool council area are rated D to G, and the median energy score is 70, which is band C. The council is part of a Warm Homes: Local Grant consortium led by Liverpool City Region Combined Authority, allocated £31,805,813 in principle across the consortium for April 2025 to March 2028.
| Liverpool council area | Figure | Source |
|---|---|---|
| Homes with an EPC rated D to G | 40% | ONS, EPCs lodged to March 2025 |
| Median EPC energy score | 70 (band C) | ONS, EPCs lodged to March 2025 |
| Warm Homes: Local Grant, 2025 to 2028 | £31,805,813 to the consortium led by Liverpool City Region Combined Authority | DESNZ, list updated July 2026 |
| Households on mains gas heating only | 77.8% | Census 2021, ONS |
| Electricity network operator | SP Energy Networks (North Wales, Merseyside and Cheshire) | NESO licence area boundaries |
These are published official statistics for the Liverpool council area, which covers Liverpool, not Home Energy Quotes estimates. Sources checked 6 October 2026.
Is Liverpool a good place for home insulation?
The area’s housing stock includes a range of properties suited to home insulation installations throughout Liverpool. Combined with North West’s energy prices, home insulation installations here may offer good value (individual results will vary).
Liverpool has a population of 498,000, and the area falls within the North West region. We recommend getting at least 3 quotes to compare prices.

Find Installers in Liverpool
We recommend getting at least 3 quotes from qualified installers before making a decision. Check reviews, ask for local references, and make sure warranties are clearly stated in writing.
What to check before hiring an installer in Liverpool
- Qualifications — check the installer holds relevant qualifications and certifications for home insulation before signing any contract
- Local references — ask for completed jobs in Liverpool or Merseyside
- Reviews — check online reviews before committing
- Warranty — product and workmanship warranties should be clearly stated in writing
- 3 quotes minimum — we recommend comparing at least three quotes to ensure you get a fair price

Home Insulation by Area in Liverpool
Explore our detailed neighbourhood guides covering every area of Liverpool. Each guide includes local costs, available grants and qualified installers near you.
Questions about home insulation in Liverpool
How much does home insulation cost in Liverpool?
How energy efficient are homes in Liverpool?
Is there a grant for home insulation in Liverpool?
The Warm Homes: Local Grant may fund insulation and low-carbon heating in Liverpool for homes in England with an EPC rating of D to G, where household income is usually £36,000 or less or someone receives certain benefits.
How long is the payback period in Liverpool?
Do I need planning permission in Liverpool?
How do I find a good installer in Liverpool?
Get quotes for your home in Liverpool
Up to three approved installers who cover Liverpool may contact you. Free, no obligation.
Liverpool on the map

Home Insulation in nearby towns
Last reviewed: . Costs are modelled estimates from the Home Energy Quotes Cost Index — see how we calculate them. Grant rates are checked against GOV.UK.